Prepare for the future
Helping you prepare now for health spending in the future.
What is Canadian Spectrum?
Canadian Spectrum helps you plan for your future spending now! We have custom designed programs for both large and small companies.
If you own a small business you can now deduct your medical/dental expenses, much like office supplies, fuel or phone costs. The company gets a deduction for the money going into the HSA (Health Spending Account) and the employee gets a tax-free benefit when they use the money to pay for medical expenses. The savings depend on the personal tax rate and amount of money used for health care. That means more money to spend at the end of the year!
The Canadian Spectrum Health Plan is a simple, easy and effective way to manage your additional health costs that aren’t covered by your Provincial Health Care Plan. Regardless of whether you have a small company, like a farmer, truck driver, welder, plumber, etc., or a large corporation with several employees … our plan can save you money!
Canadian Spectrum is dedicated to helping you keep as much of your hard earned money as possible through legitimate tax-deductible health plans. We keep informed about the ever-changing tax laws through Revenue Canada and top Canadian Tax Accountants.
This is not insurance. Yet for some, it’s better! You decide on the amount you want your plan to cover. Essentially, you are self-insuring. You only pay for the services that you use, and you decide what percentage of the services are covered.
We don’t limit what you can spend, how you spend it, the health professional you visit or any other aspect of your plan. We simply administer your plan the way you set it up to be managed, under Revenue Canada’s guidelines!
Canadian Spectrum is a company that is dedicated to solving
Two Important Issues:
tax deductible
Making your medical\dental expenses tax deductible.